2023 Deposit/Lending Compliance School

May 23,2023

 Registration is $375 for CBAO members and $565 for non-members.

Refine your policies and risk assessments to help build a more robust compliance framework around your deposit and lending activities. We will cover the latest regulatory updates and detailed best practices during this all-day event.

Deposit Topics

• Account Opening Process: The disclosure rundown and what your customers need to know.
• Reg E: What transactions fall under Reg E protections?  Which ones don't?  Critical procedures for error resolution.
• UDAAP: How do you mitigate the risk when the rule is so broad and subjective with no bright lines?  This is a mine field in the current supervisory environment.
  

Lending Topics

• Fair Lending: Let's take a closer look at the monitoring and analytics you should be conducting and what we’re seeing in regulatory exams.
  
• DFA 1071 Small Business Data Collection – Final Rule: Understanding when you will have to report, what you have to report and operational steps you should be taking now to prepare for monitoring and implementation.
  
• Flood Rules Refresher: Hot spot for CMPs - let's learn from the missteps of others
  
• TRID: Key elements that still cause confusion and violations, such as changed circumstances and revised disclosures.
  
• HMDA: Understanding what transactions are reportable and getting the critical fields right (Focus on Small Filers)

Meet the Facilitator

Lisa Zigo

Lisa began her banking career in 1991, spending the first decade in credit risk and managing credit administration. In 2005, she also took on the role of Compliance Officer. She later served as Senior Vice President, Director of Operations.

In early 2012, Lisa entered the consulting arena focusing on regulatory compliance in community banks, providing training, policies, compliance reviews and comprehensive CMS programs. In 2015 Lisa partnered with a long-time friend and colleague to form Sterling Compliance, LLC, furthering the vision they shared for bringing a balanced perspective to clients for practical approaches to regulatory compliance with battle-tested, effective results.