Mortgage Loan Origination: Critical Timing Requirements

Mortgage Loan Origination: 
Critical Timing Requirements

Tuesday, June 28, 2022
3:00 pm – 4:30 pm Eastern

Mortgage loan origination is all about the timing.  Take this opportunity to learn the trigger points that start the clock ticking and how long the windows remain open.  Discover how to create a proper mortgage loan file.  Compliance is crucial to protect your institution and sail through the next exam.


  • Distinguish between a preapproval and an application
  • Explain when to use business days versus calendar days to meet compliance requirements
  • Identify triggering events that determine when compliance notices are required
  • Recognize the importance of documenting triggering events
  • Understand critical regulatory compliance timing requirements 


Meeting critical timing requirements is essential during mortgage loan origination.  Have you second guessed whether the document’s delivery date is based on business days or calendar days?  Do Saturdays count?  Is today Day One, or is it tomorrow?  In some cases, disclosures can only be provided so far in advance of a triggering event, while other documents must be provided so many days after an event.  

Compilation of a compliant loan file can be so confusing!  The process is definitely dependent upon understanding the numerous timing requirements that go beyond those required by TRID.  This webinar will take a deep dive into the critical loan compliance timing constraints related to the delivery and receipt of mortgage loan documents during the origination process.  Understanding how to create a sequentially dated mortgage loan file will ensure you are better prepared for the next examination or compliance review!


This informative session is designed for mortgage lenders and processors, as well as those responsible for auditing and reviewing loan files, including compliance officers and internal auditors. 


  • Application triggers outlined by regulation
  • Mortgage loan flow chart
  • Sample changed circumstance form
  • Flood insurance calculation worksheet
  • Sample mortgage loan checklist
  • Employee training log 
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits


Molly Stull, Brode Consulting Services, Inc. 

Molly Stull began her career as a teller while working on her undergraduate degree and has continued working in the financial industry ever since. She has experienced the growth of a hometown bank, branch mergers, charter changes, name changes, etc. Molly has activated business resumption plans, performed secondary market quality control reviews, processed wires, filed SARs, and coordinated reviews with external auditors and examiners. Her favorite role has always been educating staff and strongly believes that if staff understands the reason for a process they will be more compelled to follow the procedures. Molly holds a bachelor’s from the University of Akron and an MBA from Ashland University.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by Financial Education & Development

If you are having issues with registering online, please contact CBAO's Education, Training & Special Events Coordinator, Malia Widder, (614) 610-1877.

Registration Options (Member/Non-Member Pricing)
Live Webinar ($265/$400) – The live webinar option allows you to have unlimited connections within your institution to virtually attend the Live Webinar. The session includes question and answer sessions, handout and take-away toolkit, and the presenters contact information for follow-up, will all be emailed to you the morning of the live webinar.

On-Demand Webinar + Free Digital Download ($295/$450
– Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 2 business days after the live webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

Both Live Webinar & On-Demand Webinar + Free Digital Download ($395/$600
– Includes Live Webinar and Recorded Webinar options above.


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